Title Insurance

Title insurance is an insured statement of the condition of your "title" or ownership rights to a certain piece of property.

An owner's title insurance policy describes your property in detail and states what limitations, if any, there are to your ownership. Some examples of where this information would prove extremely helpful are:

  • » You may take ownership subject to existing liens or encumbrances.
  • » You may not own mineral rights
  • » Easements may have been granted to utility companies or adjacent property owners!

Most importantly, an owner's title insurance policy guarantees that the property you are purchasing is free of undisclosed liens, confusion in the rights of ownership, and other clouds on the title. In short, it guarantees that you own the property for which you bargained!